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HOUSING COUNSELING
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Program (HCP)
Educational/outreach services
6 hour homebuyer education (certificate awarded)
Post purchase homeowner
Predatory lending
Beginners budgeting
Credit basics
Understanding basic financial services
Good housekeeping
How to inspect a home before buying it
Individual, one-on-one counseling
Pre-purchase counseling
Assist individuals in overcoming obstacles which may be preventing them from homeownership.
Credit repair
Establishing credit
Homebuying procedures
No money saved
Money management
Predatory lending
Fair housing laws
Post purchase counseling
Offer guidence and advice.
Turn home equity into cash
Getting better mortgage loan terms
Preventing mortgage delinquency
Mortgage delinquency counseling
Assist individuals in resolving or preventing delinquency on their mortgage.
Foreclosure prevention
Pros & cons of refinancing
Hemap (homeowners emergency mortgage assistance program)
Alternatives to housing
Rental Counseling
Assist individuals in locating, securing, and maintaining rental property.
Filling out section 8 application
Budget counseling
Understanding lease
Responsibilities as a tenant
Fair housing laws
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