PHFA Rental Relief Program

DEADLINE EXTENDED UNTIL NOV. 4th, 2020.

Mortgage Assistance is administered directly through PHFA. For information and application, visit their website: http://phfa.org/pacares/mortgage.aspx

The Pennsylvania Housing Finance Agency (PHFA) announced CARES – Rental Relief Program. This program, which was established by Act 24 of 2020, will provide assistance to landlords on behalf of lessees who have had their annual income reduced by 30 percent or more due to reduced work hours and wages related to COVID-19. Eligible applicants can receive a maximum of $750 per month for up to six months for a total of $4,500. Payments can be made for the time period between March 1, 2020, to December 30, 2020. Applications can be submitted starting July 6, 2020, until November 4, 2020.

All of the following eligibility requirements MUST be met:

  1. Current income must be at or below 100% of the Area Median Income (AMI) which can be found here: (https://www.phfa.org/forms/pacares/rental/RRP-County-Income-Limits.pdf)

Household Size  – Income Limit

1 – $45,500
2 – $52,000
3 – $58,500
4 – $64,900
5 – $70,100
6 – $75,300
7 – $80,500
8- $85,700

AND;

    • – Lessee lost 30% or more household income AFTER March 1, 2020, due to COVID-19.
      • – Must be able to confirm lost income by providing income documentation for pre-March 1, 2020, and post-pandemic current income.

 

Only the lessee(s) on the lease may apply. Married couples combined income will be considered the total household income.

 

Assistance is provided on a first-come, first-serve basis. Your application will not be complete until both Landlords AND Lessees submit ALL required documents.

 

Eligible applicants MUST be able to answer YES to ALL of the following questions in order to receive an application for the program:

 

Lessees:

  1. Have your work hours or wages been reduced by 30% or more after March 1, 2020, as a result of the COVID-19 pandemic?
  2. Are you at least 30 days in arrears on rental payments?
  3. Can you provide documentation for all sources of income?
  4. If you applied for unemployment compensation, are you able to provide documentation to verify unemployment with the Department of Labor and Industry’s Bureau of Unemployment Compensation?
  5. Can all members of the household provide Social Security Identification Number and birthdate?
  6. Can you provide a signed lease?

 

Landlords:

  1. Do you agree to waive the right to collect the tenant’s rent and late fees for the months in which CARES assistance is being applied?
  2. Can you provide ownership documentation for each rental unit listed?
  3. Are you able to provide a copy of the lease, confidentiality statement, and W-9 form for each property?
  4. Will you agree not to begin any eviction proceedings for any other outstanding housing expenses for at least 60 days from the final month for which CARES RRP assistance funds were provided?
  5. Will you attest that all property taxes on buildings associated with lessees listed are paid and up to date?
  6. Do each of the rental properties for which CARES funds are being requested meet the Housing Quality Standards checklist on the Landlord/Property Certification guidelines?https://www.phfa.org/forms/pacares/rental/rrp-landlord-property-certification.pdf

 

If you have answered yes to all of the above, please contact BCCAP-housing@blaircap.org to request an application packet. In the email, please include a name, address, and email address for the landlord and all lessees.